European Economic Area
Essential facts
- Contracting entity
Revolut Digital Assets (Europe) Ltd
Official source- Trading fees
Standard/Plus: from 1.49%, plus a variable spread.
Official sourceRead full conditions
RDAEL’s PDF 1.0.4 charges Standard and Plus the greater of a minimum and the 30-day volume tier. The first published tier is 1.49%, and the PDF’s amount table is in pounds; it points to local-currency equivalents that this profile does not copy. Ultra starts at 0.49% in the same PDF. The product spread is also one-sided and typically 0% to 3%. Standard adds a 1% fair-usage fee above the plan limit; the PDF’s example uses €1,000 across bank, crypto and commodities. This is not every plan’s price.
- Custody
RDAEL nominee; the PDF charges no custody fee.
Official sourceRead full conditions
The terms say RDAEL is nominee: it holds legal title and the client is the beneficial owner. Positions may sit in omnibus virtual accounts and a sub-custodian may be used. The safeguarding summary segregates client assets from RDAEL’s own, describes app execution against RDAEL and a client platform on Revolut X, and says RDAEL does not custody fiat. It also describes a register where some operational assets coincide with Revolut Ltd’s.
- Deposits and withdrawals
No deposit fee. A crypto withdrawal adds a service fee and a network fee.
Official sourceRead full conditions
The PDF does not charge for deposits or custody. Withdrawing a crypto-asset adds a service fee of £1, or the equivalent, for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO and ADA, and £3 or equivalent for the rest, plus a variable network fee shown before confirmation. It is not a euro SEPA fee.
Fee, tier and spread
Standard and Plus pay the greater of a minimum and the tier. The first tier is 1.49%. Ultra, in the same PDF, starts at 0.49%. The PDF’s amount steps are in pounds and point to local currency. The product spread is one-sided and the text says it is typically 0% to 3%: a 1% example on a €100 mid price pays €101 when buying or receives €99 when selling. Standard can add a 1% fair-usage fee above the limit; the example combines €1,000 across the bank, crypto and commodities.
Deposits and withdrawals
The PDF does not charge for custody or deposits. Withdrawing crypto adds a service fee of £1 or equivalent for XRP, XLM, DOT, SOL, AVAX, XTZ, ALGO and ADA, and £3 or equivalent for the rest, plus the network. The total is shown before confirmation. It is not a euro SEPA fee: euro in the bank account is another contract.
Custody
The terms have you appoint RDAEL as nominee. The company holds legal title and you hold the beneficial interest. Positions may share omnibus accounts and a sub-custodian may be used, with no direct contract with you. The safeguarding summary says client assets are segregated from RDAEL’s, that RDAEL does not hold fiat and that some operational assets may coincide with Revolut Ltd’s if the register distinguishes them.
What to check before opening an account
Look at the plan, the tier and the spread the app shows before you accept. If you live in Poland or Germany, open that country’s fee page: this profile does not claim the PDF is identical there. Hungary is outside the service list used here. The comparison with Crypto.com’s 0.8% is on the two-app page.
Entity, services and regulation
Entity and address
Revolut Digital Assets (Europe) Ltd, Cyprus number HE430310, LEI 549300ET4IUR6RCZOL84. The migration notice gives the address Omonoias 13, Soho Embassy, 3052 Limassol, and CySEC licence 001/2025. ESMA dates the authorisation 20 October 2025. In the file read on 31 October 2026 the legal-basis column for this row was empty; the licence number comes from Revolut’s notice, not from that column.
Authorised services and countries
ESMA lists custody and administration, placing, exchange for funds, exchange for other crypto-assets, operation of a trading platform and transfers. The safeguarding summary separates two ways of using them: in the app, RDAEL is the counterparty; on Revolut X, clients can trade with each other. They are not the same price or the same screen.
Hungary is not in the service countries of the row consulted. This profile does not add it. Poland and Germany have their own crypto-asset terms pages; the figures below come from the fee PDF and are not presented as a second reading of those pages.
Official sources
- ESMA: Interim MiCA CASP registerSources accessed:
- Revolut: Crypto migration to Revolut Digital Assets Europe LtdSources accessed:
- Revolut Digital Assets Europe Ltd: RDAEL retail crypto fees PDF 1.0.4Sources accessed:
- Revolut Digital Assets Europe Ltd: Summary of the client asset safeguarding policySources accessed:
- Revolut Digital Assets Europe Ltd: Cryptocurrency termsSources accessed: