Best of LBank
Band from the schedule of 18 November 2025, not a VIP floor or one pair’s rate.
- Spot: maker 0%–0.2% and taker 0.1%–0.2%, depending on the pair.
- A crypto deposit carries no LBank fee. The virtual card charges no issuance fee.
Areas to improve
The agreement of 22 July 2026 has two exclusion lists that do not match. Authorisation is not verified.
- There is no single taker for ordering every pair.
- LBK Exchange does not describe segregation. The cited MSB registrations were not checked and do not open the United States or Canada.
What we make of LBank and who it suits
LBank suits someone who will look up the pair. The guide of 18 November 2025 does not give a single spot taker: the maker runs from 0% to 0.2% and the taker from 0.1% to 0.2%. Comparing it with Bybit’s 0.1000% crypto-to-crypto is fair only on the low end of that band, and stops being fair if the pair is at 0.2%.
It also has futures, copy trading on the futures account and a Visa card funded from spot. It does not fit as a universal signup. The agreement of 22 July 2026 says it does not serve a list of countries, and that list appears twice without matching. A visit to the brand does not claim that signup is open.
Review product terms and risks before trading.
LBK Exchange in the contract, with no verified licence
The agreement defines LBank as the lbank.com platform operated and managed by LBK Exchange. It does not add the Limited suffix in that definition. A 2023 article says LBK EXCHANGE LIMITED is listed as an MSB with FINTRAC (M22603388) and FinCEN (31000328501557). This profile has not reopened those registers.
The same agreement says it does not give personal accounts to residents of the United States or mainland China, and both lists include Canada. An MSB number cited by the brand is not read as permission for those countries. Authorisation stays unknown. There is no LBank MiCA row in the work of this batch.
Spot by pair, futures, copy trading and a described API
On spot, a maker is the order that waits in the book and a taker is the one that executes at once, including market orders. The schedule is looked up by pair. On futures, the 2025 guide publishes maker 0%–0.02% and taker 0%–0.1%. The 2023 instruction shows 0.02% and 0.06% with an example of 0.2 BTC at 80,000 USDT. That example sits inside the range and does not replace it.
Copy trading follows the lead trader on the futures account, only for new positions, and it does not add a different trading fee. The trading API can run without an IP, with a 30-day expiry, or with up to four IPs. The withdrawal API requires an IP. MapMyExchange does not connect that API.
The band is not the VIP floor or the card
The spot ranking uses the 0.1%–0.2% taker band, with no token discount, because the guide does not publish one. LBank sits after the 0.10% tie precisely because there is no single figure that would place it inside. The VIP announcement of 23 October 2026 says a high tier can lower the spot taker to 0.03% and the futures taker to 0.02%. That is not the entry rate.
The card is not a trading fee. The virtual card charges no issuance fee. The physical card asks for a 69 USDT application fee in the FAQ, and the physical-card announcement speaks of a 0.8% spending fee, with no annual, top-up or foreign-exchange fee, subject to the product page. The cashback it announces is not copied here as an entitlement.
No LBank fee on the way in, the network on the way out
A cryptocurrency deposit carries no LBank fee and can carry the network’s. If the deposit uses a card or a bank, the fee belongs to the payment provider. An on-chain withdrawal shows the fee before confirmation and the amount received is the withdrawal minus that fee.
These sources have no SEPA or SPEI table for LBK Exchange. A zero-gas promotion for USDT and USDC on BEP20 had an end date of 31 March 2025. It is not presented as current.
A balance that can be withdrawn, and an exclusion the text repeats badly
The agreement recognises the right to withdraw the digital-asset balance, with the applicable fee. It does not describe segregated wallets or a named custodian. Until a source says so, the profile does not assert it.
The territorial exclusion is written twice. The opening table adds, among others, Azerbaijan, Bangladesh, Uruguay and Lesotho. The later paragraph adds Belarus and does not repeat those. The restriction row on this profile keeps only a country that is on both lists. Crimea, Donetsk, Luhansk and Darfur are explained here and are not turned into an ISO code.
The pair, the network and the name on the contract
Before comparing 0.1% with Bybit’s 0.1000%, open the pair. If the schedule shows 0.2%, the comparison changes. On futures, see whether the screen still follows the 0.02% / 0.06% example or another point in the range.
On a withdrawal, the token, the network and the memo have to match the destination. And at signup, the name that appears has to be the one in this contract if you are going to use this profile. A visit from MapMyExchange does not check that name for you.
What the pages themselves say about using it
The rules guide explains where the schedule sits on the web: overview, fee schedule, and a search for the pair. Citing that path does not need a test account, and this profile has not traded on LBank.
Copy trading warns that a position the lead trader already holds is not copied, that an automatic close goes to market and that the lead can remove a copier and close what was copied. The card FAQ says payment comes from spot and that an automated fuel dispenser is not supported. Those are product limits, not a session of ours.
Who it can actually be compared with
Bybit, on crypto-to-crypto and VIP 0, publishes 0.1000% on each side. MEXC publishes a standard 0.05% taker. Binance, Bitget, Gate and KuCoin Class A sit at 0.10%. LBank overlaps that group only on the low end of its band.
BTCC publishes a 0.30% spot taker and a lower VIP 0 future, 0.055% / 0.03% on 2 November 2026. Comparing one venue’s future with the other’s spot mixes products. The profiles alongside keep each figure in its place.
Exchange analysis
LBK Exchange
The rules guide of 18 November 2025 publishes a spot maker between 0% and 0.2% and a taker between 0.1% and 0.2%. That is not a single entry rate: the pair looked up on the schedule is the one that counts, and the guide says fees can change. The VIP announcement of 23 October 2026 speaks of lower floors for higher tiers, not of this band. On futures, the same guide gives maker 0%–0.02% and taker 0%–0.1%. The instruction of 4 August 2023 shows 0.02% and 0.06% in an example; that pair sits inside the later range, but it does not close it.
The agreement of 22 July 2026 says the user may withdraw the digital-asset balance, paying the withdrawal fee. It does not describe per-client segregation or a licensed custodian in that text. The compliance article of 31 July 2023 claims MSB registrations of LBK EXCHANGE LIMITED in Canada and the United States. Those numbers were not checked on the supervisor’s register in this batch, and the same agreement excludes personal service in those two countries. Authorisation stays unknown.
LBank says a cryptocurrency deposit carries no fee of its own; the sending network may charge its own. Fiat, if a card or a bank is used, is charged by the payment provider. An on-chain withdrawal deducts a fee the screen shows by token and network: received = amount − fee. There is no single figure. A zero-gas promotion on USDT and USDC over BEP20 ended, on its own announcement, on 31 March 2025, and is not cited as current.
Who may find it suitable?
LBank publishes a spot band rather than a single entry rate. Futures, copy trading and the card have their own pages. The agreement names LBK Exchange and does not leave a verified authorisation.
Our review of LBank
LBank publishes a spot band, not a single entry fee, and a futures example from 2023 that sits inside the 2025 range without closing it. The card exists, on product terms. The contract names LBK Exchange and leaves authorisation unverified.
Related guides
Explore guidesOrder book, single fee or spread
Three ways to read a spot price: maker/taker, a single fee, and a fee plus spread. The lowest percentage is not a closed cost.
Read guideCustody at the exchange or in your own wallet
Leaving crypto-assets on the platform and moving them to a wallet whose keys you keep are not the same. This is what the contracts say, not a product recommendation.
Read guideTotal exchange cost: fees and worked example
Calculate trading, spread, funding and withdrawals. A worked €1,000 example with verified rates and explicit assumptions.
Read guideFrequently asked questions
What fees does LBank charge?
The spot ranking uses the 0.1%–0.2% taker band, with no token discount, because the guide does not publish one. LBank sits after the 0.10% tie precisely because there is no single figure that would place it inside. The VIP announcement of 23 October 2026 says a high tier can lower the spot taker to 0.03% and the futures taker to 0.02%. That is not the entry rate.
How do deposits and withdrawals work?
A cryptocurrency deposit carries no LBank fee and can carry the network’s. If the deposit uses a card or a bank, the fee belongs to the payment provider. An on-chain withdrawal shows the fee before confirmation and the amount received is the withdrawal minus that fee.
How are assets held?
The agreement recognises the right to withdraw the digital-asset balance, with the applicable fee. It does not describe segregated wallets or a named custodian. Until a source says so, the profile does not assert it.
What should I check before trading?
Before comparing 0.1% with Bybit’s 0.1000%, open the pair. If the schedule shows 0.2%, the comparison changes. On futures, see whether the screen still follows the 0.02% / 0.06% example or another point in the range.