Platform review

One Trading review

One Trading combines spot and futures with pricing that depends on the access channel. API execution has its own schedule, while idle balances, card payments and withdrawals can matter as much as the cost of an order.

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Products
F.A.S.T. spot and futures
Starting rate
0.10% maker / 0.20% taker
EUR banking
Deposit EUR 0; eurozone withdrawal EUR 2

European product

Product-specific feesFees with the relevant trading context
Entities and custodyDifferences relevant to users
Editorial analysisFees, products and risks in context

Best of One Trading

Strengths to compare

  • Bank deposits in EUR, CHF, GBP and USD without a platform incoming charge.
  • Separate API pricing: −0.005% maker and 0.015% taker.
  • Published maker/taker schedules for spot and futures.

Areas to improve

Costs and limitations that matter

  • A 0.17% custody charge on non-collateral balances after ninety days without trading.
  • Card and electronic payments charge 2% both incoming and outgoing.
  • Futures liquidation carries a separate 3% charge.

Choose the trading workflow before the headline rate

One Trading may interest traders using orders, comparing spot with futures or connecting an API to their own workflow. Those routes do not all use identical prices. Start with product, channel and frequency rather than the lowest advertised percentage. An API rate does not automatically describe an order entered through another interface.

Its spot offering is presented as F.A.S.T., alongside dated futures and advertised index and equity futures. Buying a crypto asset and taking exposure through a contract are separate choices. Futures require understanding notional, collateral and position closure; a similar-looking execution rate does not make them equivalent to spot.

Review product terms and risks before trading.

F.A.S.T. spot and futures create different exposures

For spot, begin with the asset and pair being traded. For futures, the contract defines your exposure and what happens while holding or closing it. One Trading lists maker/taker rates for both, but matching initial percentages do not equalize their operation or risks. Our spot and futures guide explains the difference before you place a trade.

The derivatives proposition belongs to One Trading Exchange B.V.’s investment-firm offering rather than automatically extending its cash crypto product. Identify the contract, its expiry where applicable and the balance used as collateral. A futures position does not necessarily deliver an asset you can send to a wallet.

Maker, taker, volume tier and channel

The fee page places initial spot and futures rates at 0.10% maker and 0.20% taker up to USD 9,999 in thirty-day volume. On a hypothetical USD 1,000 notional, execution costs USD 1 or USD 2 respectively. Opening and closing at identical notionals doubles that execution component, although actual trading results also depend on price.

The schedule reaches 0.025% taker from USD 10 billion. That is not an ordinary starting rate, and a dash in the highest maker row is not translated into zero. A support article for dated futures expresses tiers in EUR: use the currency and product applicable to your contract rather than merging both references.

A limit order that crosses existing liquidity can pay taker fees. Our market and limit order guide helps identify the behavior you want. A slightly lower charge does not compensate for misunderstanding an order’s price or lifetime, nor does a resting order guarantee execution.

Fees by product
Product or movementPublished terms
Starting spot and futures0.10% maker / 0.20% taker; up to USD 9,999 over thirty days
API−0.005% maker / 0.015% taker
Conditional custody0.17% of non-collateral balance after ninety days without trading; on the 12th
EUR bankingDeposit 0; withdrawal EUR 2 eurozone, EUR 16 outside
Cards and electronic payments2% incoming and outgoing
Liquidation3%

API pricing needs a trading use case

API rates list −0.005% maker and 0.015% taker at all volumes. A negative maker rate is an execution rebate under the applicable schedule, not a guarantee that automation earns money. A program can remove liquidity, accumulate inventory or execute at an unintended price. Fees remain only one component of the result.

On a hypothetical USD 10,000 notional, −0.005% is a USD 0.50 rebate, whereas 0.015% is a USD 1.50 charge. These are alternative execution assumptions, not guaranteed income from submitting orders. If not using the API, do not budget using its table. The schedule also does not establish a ready-made trading bot or copy-trading strategy.

Banking, cards and electronic payment costs

Bank deposits are listed at zero for EUR inside and outside the eurozone, as well as CHF, GBP and USD. Euro withdrawals cost EUR 2 within the eurozone and EUR 16 outside. Other currencies have separate entries; seeing a USD option does not make it the same workflow as withdrawing EUR. Check which currency your route retains and whether conversion arises.

Card, PayPal and Apple Pay transfers list 2% both incoming and outgoing. One hypothetical EUR 500 movement at 2% costs EUR 10, potentially more than several small spot orders. Compare convenience and cost, keeping receiving-bank charges separate from platform fees.

Crypto deposits have no platform fee. Withdrawals add network gas and an asset-denominated processing charge, with published EUR references including EUR 14.72 for BTC, EUR 9.32 for ETH and EUR 2.50 for USDT. These belong to the movement, not the trading rate. Review the transfer estimate before confirmation.

Idle balances can incur a custody charge

For occasional users, custody pricing is important: if no trade occurred in the previous ninety days, a 0.17% balance charge applies on the 12th, excluding futures collateral. On a hypothetical qualifying EUR 2,000 balance, that is EUR 3.40. It does not necessarily apply to every customer each month; the inactivity condition matters.

Making an unnecessary trade just to avoid a charge can introduce both execution costs and exposure. For long-term buying and holding, evaluate how the condition fits your plan. Active users still need to distinguish an ordinary account balance from position collateral. Our custody guide explores where to hold assets.

The 3% liquidation charge is separate from trading

Futures pricing lists a 3% charge on liquidated positions regardless of volume. This is separate from an ordinary maker or taker execution. Understand margin use and what can lead to liquidation before comparing contracts. Looking only at the entry charge leaves out a material product cost.

For purely arithmetic illustration, 3% of a liquidated base of 1,000 monetary units is 30 units. This neither forecasts the final balance nor captures the position’s losses. It shows the scale relative to much smaller execution rates. Choose the product for its purpose rather than because its initial percentage matches spot.

Plan funding, orders and the exit together

Choose spot or a futures contract, then manual execution or API access. Select the funding currency and budget the exit. A bank-funded purchase and a card payment at 2% differ before any trade takes place. Keep each stage’s details so total costs can be reconstructed.

After execution, check order status, partial fills and available balance. For transfers to another platform, verify network, address and receiving minimum. Our funding guide helps compare these movements; the security guide covers account access and why an API key should not become a credential shared indiscriminately.

Other euro workflows to compare

Bitvavo provides a reference for euro spot and SEPA movements, while Kraken offers another mix of trading modes and costs. The Kraken vs Bitstamp comparison examines how funding, execution and withdrawal interact in a bank-based workflow.

One Trading becomes more relevant when you need its tools or API channel for a specific reason. In an occasional buying account, inactivity-based custody and transfers carry more weight. Base the choice on your workflow rather than an isolated maker rebate or treating futures, spot and automation as one product.

Who may find it suitable?

One Trading combines spot and futures with pricing that depends on the access channel. API execution has its own schedule, while idle balances, card payments and withdrawals can matter as much as the cost of an order.

Our review of One Trading

One Trading is more compelling for a defined trading workflow than an account left unattended. Its API rates may appeal to an existing automation setup, but total costs still matter. For occasional purchases, inactivity-based custody and payment charges can outweigh small execution-rate differences.

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Frequently asked questions

Can API rates price any purchase?

No. They cover that channel. The page separately lists initial spot and futures at 0.10% maker and 0.20% taker up to USD 9,999 of thirty-day volume.

When does the custody charge apply?

On the 12th when no trade occurred in the previous ninety days: 0.17% of balance excluding futures collateral.

Are bank deposits priced like card payments?

No. Documented incoming bank funding is zero, while cards and electronic payments list 2% in and out. A receiving bank can charge separately.

Does taker pricing include liquidation?

No. Futures pricing lists a separate 3% liquidation charge. That figure does not by itself represent the position’s loss.